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Tuesday, May 26, 2020

National Family Assistance Scheme (Sankat Mochan Yojana)

National Family Assistance Scheme (Sankat Mochan Yojana)

Under this scheme, if the main breadwinner of the family dies due to natural causes or accident, the following central assistance will be available.
  • In case of death due to natural circumstances, Rs. 20,000 / -
  • In case of death due to accident Rs. 20,000 / -
  • Provision has been made in the scheme to provide higher cash assistance to the family in case of any calamity. Earlier, under this scheme, Rs. 10,000 / - was given. By increasing the amount to Rs. 20000 / - has been done.
In case of such death, the main earner (he or she) should be above 18 years of age and below 30 years of age.

The application has to be made in the prescribed form within the limit of two years after death. To be eligible for assistance under this scheme, the applicant beneficiary should be a BPL beneficiary as per the guideline of Government of India. If the applicant lives in a rural area, he should be registered as a BPL beneficiary in the village panchayat, in the municipality or in the municipal area, in the office of the municipality or corporation.

Postmortem report of the person involved in the accident, police complaint, copy of Punchnama have to be attached with the application form.

Only one person as the head of the Deceased family has to apply as an applicant and all the members of the family have to give their consent. This assistance is not available to each family member separately.

The definition of family for the purpose of this scheme includes spouses, minor children, unmarried daughters and dependent parents.

Where to apply?
For an urban area one has to apply to the provincial office of that area.
For Gram Panchayat Area - Under this scheme application has to be made to the Deputy District Development Officer.

For Municipal Area - Commissioner UCD in the office of the Corporation. Must apply at the branch. The authority to sanction assistance under this scheme is vested in the above officer and the application form will also be available from his office.

Who can benefit?The main beneficiary of a family with a poverty line score of 0 to 20 (male or female) dies naturally or accidentally.The deceased male or female should be above 18 years of age and below 30 years of age.Must apply within 3 years of death.
What are the benefits?
Once the main earner's family dies, Rs. 20,000 / - is provided through DBT (Direct Account Deposit).Where to get application form?Collector Office, Mamladar Office, Janseva Kendra.

Where to apply?Under this scheme, application has to be made to the concerned Taluka Mamlatdar for all urban or rural areas.The amount of assistance to the beneficiary is credited to the beneficiary's account by DBT. Is submitted by..

Note: - Taluka Mamlatdars have the power to sanction the amount under this scheme.

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CGMSE was first launched in the year 2000 as a financial support scheme for micro and small enterprises. It provides collateral-free credit for both new and existing business units that meet its eligibility criteria. The scheme provides working capital loan up to Rs 10 lakh without any collateral. However, credit of more than Rs 10 lakh for all credit facilities up to Rs 1 crore and only primary security or mortgage of land and building associated with the building is available and such eligible accounts are covered under the Credit Guarantee Fund Trust for Micro and Small Enterprise (CGTMSE). Is. . The asset created by the lending facility, which is associated with the business unit, is also considered as security when the loan amount is more than lakhs 10 lakhs.

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